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No more &@^#(@# CARDS!

  • Feb. 13th, 2006 at 8:02 AM
PACERclose-up
Well I did it. Paid off all my credit cards and closed them out. It felt soooooooo good! It was like pulling teeth to close my Citi account. I had to tell them like 12 times to close the account. I still have to pay off my loan... but no more 12% bs. All four cards closed. Some of the accounts I had for years... Should have done this sooner!!
  • Mood: accomplished

Comments

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[info]siegewolf wrote:
Feb. 13th, 2006 02:24 pm (UTC)
Congrats, foxie! *snugs*
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[info]pacerfox wrote:
Feb. 14th, 2006 02:07 pm (UTC)
Snug! Thanks!
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[info]shockwave77598 wrote:
Feb. 13th, 2006 02:30 pm (UTC)
Yay!!! Congratulations! You may want to keep one of the cards running though, so you keep a current credit history running. It's stupid, but when you need to buy a house or a car in the future, having no cards sends up a red flag to lenders. Buy gas with it and pay it all off each month and your rating will be much, much better.
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[info]pacerfox wrote:
Feb. 14th, 2006 02:08 pm (UTC)
I got 2 gas cards and I kept the lowest APR one
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[info]coongt wrote:
Feb. 13th, 2006 02:36 pm (UTC)
Woohoo! I'm working towards that myself.. congratulations! :)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:08 pm (UTC)
Good luck! Did you get a consolidation loan?
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[info]twinkie_ottah wrote:
Feb. 13th, 2006 03:17 pm (UTC)
Congratulations Fox!

I'm also working towards that goal. 13.7% Is no fun. Nods keeping one card is a good idea, However, Insist they lower the credit amount on the card?.

Hugs, Have a nice day.
FP.
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[info]pacerfox wrote:
Feb. 14th, 2006 02:09 pm (UTC)
I kept my lowest APR and it has a low limit anyway. :)
*snug*
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[info]brunbera wrote:
Feb. 13th, 2006 03:31 pm (UTC)
Whoo! Working that way myself.... *crosses off another payment on his goal of 'Debt-Free in 24 months!'*
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[info]pacerfox wrote:
Feb. 14th, 2006 02:12 pm (UTC)
More like 4 years for me. And 25 on my house...
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[info]artfulreggie wrote:
Feb. 13th, 2006 04:08 pm (UTC)
What things may come
Awesome! Want to cosign a lease for me? ;)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:16 pm (UTC)
Re: What things may come
How about no, Scott.
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[info]drleo wrote:
Feb. 13th, 2006 04:27 pm (UTC)
Congrats! :)

And yes, closing credit cards is like pulling teeth. They never want to let you go.
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[info]pacerfox wrote:
Feb. 14th, 2006 02:16 pm (UTC)
"How about we leave it open? How about we lower the apr? How about we increase your line...."

How about NO!!!
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[info]baktre wrote:
Feb. 13th, 2006 06:37 pm (UTC)
Woot! Congrats, that's a hell of an accomplishment :)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:17 pm (UTC)
Thanks! But I still have to pay off my loan :P
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[info]spottylogic wrote:
Feb. 13th, 2006 08:09 pm (UTC)
congratulations! I'll catch up with you soon :)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:17 pm (UTC)
Thanks!!
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[info]sk_1 wrote:
Feb. 13th, 2006 11:20 pm (UTC)
Congratulations, pal. Now watch your credit score plunge like a rock because you have no more open credit accounts :)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:05 pm (UTC)
Own my home. Own my car. Your point is?
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[info]loranskunky wrote:
Feb. 14th, 2006 01:45 am (UTC)
Congradulations :)
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[info]pacerfox wrote:
Feb. 14th, 2006 02:18 pm (UTC)
thanks!!
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[info]siegferret wrote:
Feb. 14th, 2006 02:36 am (UTC)
Nicely done!!
I paid down to 1, and only use the other ones for special needs--platinum for car rentals, as an example.
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[info]pacerfox wrote:
Feb. 14th, 2006 02:18 pm (UTC)
Good deal. No sense in having a ton.
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[info]ipequey wrote:
Feb. 14th, 2006 06:55 pm (UTC)
YAY!! *HUGS TO HIS BIG WOLFY!!* :D
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[info]pacerfox wrote:
Feb. 23rd, 2006 02:18 pm (UTC)
Awwwww! Thank you!!! :)
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